Patient advocacy for insurance denials

A denial isn't final.

Your insurer is counting on you to give up. We don't. Recourse prepares and files your insurance appeal for you, grounded in your plan's own coverage rules. You pay only if we win.

No upfront cost on cases we take on contingency.

44-82%
of appeals are overturned
under 1%
are ever appealed
~60M
denied every year

U.S. market averages (KFF, CMS), not a prediction about your case.

A woman smiling with relief at her sunlit kitchen table. You pay only if we win
A man laughing with relief while checking his phone. We do all the paperwork
A woman smiling with relief while reading a letter at home. We track every deadline
  • Pay only if we win

  • We do all the paperwork, not you

  • Grounded in your insurer's own coverage rules

  • We track every deadline and escalate for you

A man stands in his kitchen holding a denial letter, a worried look on his face.
A denial letter is routine for them. For you, it is the start of a fight you didn't ask for.

The quiet math of a denial

The system is built on the assumption that you'll quit.

Insurers issue tens of millions of denials a year. The numbers below are the part they would rather you not sit with.

~60M

Claims denied each year in the U.S.

<1%

Of denied claims are ever appealed.

44-82%

Of appealed denials are overturned, depending on the denial type and plan.

Almost no one pushes back. The ones who do tend to succeed far more often than they expected to.

These figures describe the broader U.S. health-insurance market (sources include KFF and federal CMS marketplace data), not a prediction about your specific case. We do not publish a win rate. Outcomes vary by denial type, plan, and the facts of each claim, and we will tell you honestly what we think yours looks like.

Who we fight for

People like you, told no by a system that counted on you quitting.

Different people, the same fight: a denial that should never have stood. If any of these sound familiar, it's worth a free look.

A woman walking outdoors, the kind of patient whose GLP-1 coverage was denied or dropped.

Your GLP-1 was denied or dropped

Wegovy, Zepbound, Ozempic, or Mounjaro, refused or pulled after it was working. Often an administrative call, among the more winnable on appeal.

An older man at home, reassured after a Medicare coverage decision gets a second look.

A Medicare denial you were told was final

Medicare Advantage denials get overturned far more often than people expect, yet almost no one appeals them. We do, and we track every deadline.

A father with his teenage daughter at home, the kind of family fighting a denial for someone they love.

A treatment denied for someone you love

A procedure, a medication, or a plainly wrong bill for your child or your parent. You handle the family. We handle the fight with the insurer.

How it works

Three steps. We do the part that makes people give up.

A strong appeal is hours of expert paperwork. That's exactly why most people never file one. You hand us the letter, we handle the rest.

Upload your denial

Send us your denial letter and sign two simple forms so we can act as your authorized representative. That is the whole ask from you.

We build the appeal

We find why it was denied, write the appeal grounded in your plan's own published coverage rules, and verify every citation before anything is filed.

We file and fight

We submit the appeal, track every deadline, and escalate it through the official review process if the first answer is still no. You pay only if we win.

The whole deal

You upload your denial letter. We do the rest.

You upload your denial letter and sign two forms. From there, we do the rest. We read the letter and find the real reason it was denied. We pull your plan's own coverage rules and write an appeal that speaks to them. We file it, track every deadline so none slips by, and if the first answer is still no, we escalate it through the official review process.

You do not chase your insurer, sit on hold, or learn what a prior authorization is.

We do the work, and you pay only if we win.

A person's hands hold a phone, uploading their denial letter to get started.

GLP-1 coverage denials

Your GLP-1 was denied. That's not the end of it.

Most people never appeal a GLP-1 denial, and many of these are administrative denials, which are among the more winnable on appeal. Coverage that gets pulled, a prior authorization that lapsed, a step-therapy rule you were never told about. We read that fine print so you don't have to.

We prepare and file the appeal for you, grounded in your plan's own coverage rules, for Wegovy, Zepbound, Ozempic, or Mounjaro. You pay only if we win.

A denied GLP-1 can mean paying out of pocket, often $1,000 or more a month, or stopping treatment that was working. Appeals also have deadlines, frequently 60 to 180 days from the denial, so the sooner we look, the more options you have.

Wegovy Zepbound Ozempic Mounjaro
Check my denial, free

One honest note: we appeal the administrative decision. We do not decide whether a medication is right for you. That stays between you and your prescriber.

A healthy woman walks outdoors in daylight, continuing the treatment her plan tried to drop.

Why it matters

Win back your coverage. Keep living your life.

A denial doesn't just cost you a claim. It interrupts the care you and your doctor chose, and the life you were building around it. We fight to get your coverage back, so nothing has to stop.

An athletic woman playing beach volleyball, active and full of life.
A father lifting his laughing child in a sunny park.
A fit woman outdoors after a workout, confident and at ease.

Free to check

Check my denial, free.

Tell us what was denied. We'll review it and tell you honestly whether it's worth appealing, with no obligation and no cost to find out.

Step 1 of 4

What was denied?

Pick the closest match. Takes about 30 seconds, and it costs nothing to find out.

What did they say?

The reason on your letter, if you have it handy. Not sure? Skip it.

What's the date on your denial letter?

Appeals have deadlines, often 60 to 180 days. This helps us see how much time you have. Not sure? You can skip it.

Where should we send your free review?

We'll review what you sent and reply, usually the same business day, with a straight answer on whether it's worth appealing.

No upfront cost. Free to check, and it starts no case.

Your details are encrypted in transit and seen only by the team working your case. We never sell your data. Free to check whether your denial can be appealed. Submitting this does not start a case or create any obligation. Recourse is a patient-advocacy service, not a law firm, and does not provide legal or medical advice. We handle your information per our Privacy Policy.

Got it. We'll be in touch.

Thanks for reaching out. We'll review what you sent and email you honestly about whether your denial looks appealable, and what the next step would be. No cost, no obligation.

Why Recourse

The calm, capable ally who read the fine print for you.

We do the work and give you a straight answer. We only get paid when you come out ahead.

You pay only if we win

Contingency, not "free." Our fee comes out of what we recover, so our incentive is the same as yours. The only exception is a small set of low-odds denial types that carry a flat filing fee, disclosed before you commit. We never bury a charge.

We do the paperwork, not you

A strong appeal is hours of expert work, which is exactly why most people give up. You upload your denial and sign two forms. We do the rest and track every deadline, the part that makes most people quit.

Grounded in the rules, every time

Most denials are paperwork problems, not medical arguments. We ground each appeal in your plan's own published coverage rules and verify every citation before anything is filed.

Honest to a fault

We tell you up front what our fee is, we tell you when you could do it yourself, and we tell you plainly when a case isn't worth fighting. Denials and billing errors, both handled under one roof.

A friendly Recourse advocate talks with a client on a video call, walking them through their appeal.

A real person in your corner.

You will not be left to figure this out alone. We read the letter, do the work, and tell you in plain language where things stand, what we are filing, and what to expect next. When the first answer is no, we keep going.

Transparent fee, shown before you start You only pay when you win We'll tell you if it isn't worth appealing

What we take on

Denials we overturn, and the proof it's worth it.

Statistics describe the broader U.S. health-insurance market (sources include KFF and CMS), not a prediction about your specific case. We do not publish a win rate.

Real stories

Real stories, coming soon.

We are early, so we are not going to invent reviews. As real appeals are filed and won, the people behind them will tell you in their own words. This space is theirs.

We will only ever publish stories from real people who agree to share them. No stock quotes, no invented numbers.

Straight answers

Questions people ask first.

What's the catch? How do you get paid?

It is not free, it is contingency. We only get paid when you do. On most cases there is no upfront cost, and our fee comes out of what we recover for you. We make money only when you come out ahead.

The honest exception: a small set of low-odds denial types carry a flat filing fee, and we tell you that up front, before you commit to anything.

Are you lawyers? Is this legal advice?

No. Recourse is a patient-advocacy service. We help you prepare and submit administrative appeals to your insurer, the same right any patient has to be helped by an authorized representative.

We are not a law firm, and we do not provide legal advice. If a case ever needs a licensed attorney, we will tell you plainly rather than pretend we can do something we can't.

Is this medical advice?

No. We do not decide what care you need or give medical advice. That stays between you and your prescriber or doctor.

What we do is appeal the administrative decision. If an appeal needs a new medical-necessity opinion, that comes from a licensed clinician, not from us.

Can't I just do this myself?

Absolutely, and for some denials you should. The reason most people don't is that a strong appeal is hours of work: finding your plan's actual coverage rules, citing them correctly, hitting every deadline, and escalating if the first answer is no.

We do all of that and verify every citation before anything is filed. You are paying us to do the part that makes people give up.

What kinds of denials do you handle?

We lead with the high-volume, winnable kind: coding errors, eligibility mix-ups, missing or lapsed authorizations, step-therapy issues, out-of-network surprises, and plainly wrong bills. GLP-1 coverage denials are a focus right now.

There is no condition floor and no minimum bill size. Tell us what was denied and we will review it honestly, including telling you if it isn't worth fighting.

The Recourse promise

It costs you nothing to find out.

  • No upfront cost on cases we take on contingency. You pay only if we win.
  • A transparent fee, shown in writing before you ever commit. We never bury a charge.
  • An honest answer. We tell you plainly when a case isn't worth fighting, or when you could do it yourself.
Check my denial, free

Don't let the no stand.

Appeals have deadlines, and they pass quietly. It takes a few minutes to find out if yours can still be appealed, and you risk nothing to ask.

Check my denial, free
Check my denial, free